Personal – Services

Life Cover

This benefit allows you to provide your family with a lump-sum payment on your death, which they can use to maintain their current standard of living.

Disability Protection Planning

This provides you with protection against both disability and impairment. The claim amount may be either the full benefit amount or a percentage of it, depending on the benefit you selected.

Dread Disease

The critical illness benefits provide protection against the financial implications of suffering a serious illness such as a heart attack, stroke, cancer or Alzheimer’s.

Retirement Planning

In order to sustain your lifestyle and provide for your needs and wants in retirement, you have to plan ahead.

Children’s Education Planning

It is the process of understanding your children’s specific educational needs from a cost perspective, and then making provision to ensure that you have the funds to pay for the required education.

Estate Planning

Estate planning is the process of accumulating and disposing of an estate to maximize the goals of the estate owner. The various goals of estate planning include making sure the greatest amount of the estate passes to the estate owner’s intended beneficiaries, often including paying the least amount of taxes and avoiding or minimizing probate court involvement. Additional goals typically include providing for and designating guardians for minor children and planning for incapacity.

Tax Planning

It is the process that ensures that your financial plan keeps up with inflation and that you are utilising your tax benefits to the full.

Unit Trusts

A range of offshore trust and investment services specifically designed for the South African investor.

Wills

To ensure that your estate and all financial affairs are dealt with according to your specifications.

Medical Cover

We offer a comprehensive medical scheme, which covers the full spectrum of your healthcare needs.